What If I Do My Master's in USA?
Calculate the ROI of what if i do my master's in usa?. It factors in tuition costs, loan interest, and opportunity cost (lost salary) against your new expected earnings.
Implemented currency conversion factor between home country (India) and target country (USA). All calculations are based on 1 USD = 83 RS (2026).
Learn Before You Calculate
STEM OPT Extension ROI Calculator
What is STEM OPT?
Optional Practical Training (OPT) allows international students holding an F-1 visa to work in the United States for 12 months post-graduation.
However, if your degree falls under the STEM (Science, Technology, Engineering, Mathematics) classification, you can apply for a 24-month extension, giving you a total of 3 years to work in the US without an H-1B work visa.
The ROI Impact
The STEM OPT is the primary reason an MS in the USA is highly lucrative. Earning a US salary ($100k+) for 3 years allows you to easily pay off a $60k student loan, resulting in a massive positive ROI even if you return to your home country immediately after the OPT expires.